# Founding story — Erasr

*~500 words. Written as JP would say it. Free for press use.*

I didn't set out to build a fintech company. I came up in
construction, and on a job site you learn fast that the money you
lose isn't the big dramatic stuff — it's the small recurring leaks
nobody's watching. A rental that's still on the books after the
crew left. A service line nobody cancelled. It adds up quietly, and
then one day you actually look and it's a number that hurts.

I had that exact moment with my own bank statements. I went through
a year of them properly for the first time and found about $1,200 of
subscriptions I'd forgotten I had. A free trial that converted while
I wasn't paying attention. An app I was sure I'd cancelled. A couple
of things I genuinely could not explain. None of it was a scam — I'd
said yes once, and then life happened.

So I went looking for a tool to keep that from happening again. And
every good one was American. They wanted me to hand over my bank
login. They priced in US dollars. None of them knew that cancelling
a Canadian telecom is a completely different sport than cancelling
Netflix. Then Mint shut down and a lot of Canadians got funnelled
toward exactly those tools. That bugged me enough to build the
thing I actually wanted.

Erasr is deliberately narrower and, I think, more trustworthy
because of it. You don't connect a bank. You forward the billing
emails you choose to forward, and that's the entire data surface. AI
reads only those, lines up every recurring charge in real Canadian
dollars, and gives you the actual steps to cancel the ones you
don't want — including the Canadian ones that hide the cancel
button. Your data stays in Canada. And the button to cancel Erasr
itself is exactly as easy as the button to subscribe, because the
moment a subscription tool makes *itself* hard to leave, it's become
the problem it was supposed to solve.

I build it solo, working with an AI pair, and I say that openly. The
product asks people to trust it with a view of their money. Trust
means you get to know how the thing is made and who's accountable
for it. That's me, in Whitehorse, and the support email goes to a
real person who reads every message.

I'm not trying to "revolutionize" anything. The pitch is boring on
purpose: there's money quietly leaving your account every month for
things you don't use, you can't see it because it's buried in ten
thousand emails, and a small honest tool can show you and help you
stop it. That's the whole company. If it saves you the afternoon and
the few hundred dollars it saved me, it did its job.

— JP, founder, Erasr · Whitehorse, Yukon · 2026